Homeownership has been a primary wealth-building opportunity in this country, and can impact a family’s economic outcomes across generations. However, there is a vast and growing racial gap in homeownership rates. In 2019, only 41% of Black households owned their home compared to 73% of white households. Not one of the 100 largest US cities has closed that gap. Breaking down barriers to homeownership is one strategy for reversing decades of systematic suppression of wealth-building for Black people—and all communities of color.